Kids Financial Literacy Program
Designed for children aged 7-12, this programme introduces fundamental money concepts through interactive activities and age-appropriate scenarios.
What's Covered:
- Understanding coins, notes, and digital payment methods
- Distinguishing between needs and wants
- Setting savings goals and tracking progress
- Introduction to earning through age-appropriate tasks
- Basic concepts of sharing and charitable giving
Duration: 6 weeks, Saturday mornings
Class size: Maximum 12 children
Teen Money Management Course
Practical financial skills for teenagers preparing for independence, covering everything from pocket money to student finance planning.
What's Covered:
- Creating and maintaining a personal budget
- Understanding student loans and higher education costs
- Managing part-time job income and tax basics
- Safe online banking and payment app usage
- Avoiding debt traps and credit card fundamentals
- Planning for first major purchases
Duration: 8 weeks, Wednesday evenings
Class size: Maximum 15 students
Adult Personal Finance Masterclass
A comprehensive programme addressing the financial challenges adults face, from managing household expenses to planning major life events.
What's Covered:
- Advanced household budgeting techniques
- Debt management strategies and consolidation options
- Mortgage planning and property finance
- Tax efficiency for employed and self-employed individuals
- Building emergency funds and savings cushions
- Insurance needs assessment
- Financial planning for major life events
Duration: 10 weeks, Tuesday evenings
Class size: Maximum 20 participants
Business Financial Planning
Essential training for entrepreneurs and small business owners who need to understand their business finances beyond basic bookkeeping.
What's Covered:
- Cash flow forecasting and management
- Reading and interpreting financial statements
- Pricing strategies and profit margin analysis
- Managing business debt and credit facilities
- Tax planning for business owners
- Growth funding options and investor readiness
- Financial risk assessment
Duration: 12 weeks, Thursday evenings
Class size: Maximum 15 business owners
Investment Fundamentals Workshop
Learn to navigate the investment landscape with confidence, understanding risks and opportunities across different asset classes.
What's Covered:
- Understanding stocks, bonds, and funds
- ISA accounts and tax-efficient investing
- Risk tolerance assessment
- Diversification principles
- Pension fund investment options
- Avoiding common investment mistakes
- Platform selection and portfolio monitoring
Duration: 6 weeks, Monday evenings
Class size: Maximum 18 participants
Retirement Planning Consultation
Strategic guidance for those approaching retirement, focusing on maximizing pension benefits and creating sustainable retirement income.
What's Covered:
- State pension optimization strategies
- Workplace and private pension consolidation
- Retirement income planning and drawdown options
- Tax implications of pension access
- Estate planning considerations
- Healthcare and long-term care cost planning
- Creating a sustainable retirement budget
Duration: 8 weeks, Friday afternoons
Class size: Maximum 12 participants